Normally, a plain and simple boob job may not qualify for insurance or medical coverage. But, it is important for women to know that it is possible to cover medical expenses for breasts implants. If your reason and need for augmentation surgery is more than just for breast enhancement purposes like this, then there is a great chance that your procedure qualifies for coverage.
What Qualifies For Coverage
Reconstructive Surgery is a procedure patients undergo to treat or correct abnormal presentations in the body. These abnormalities may result from birth, injury, or disease. With reconstructive surgery, bodily functions improve and physical appearance regains normalcy. Cosmetic surgery plainly aims to change what is normal to better. However, reconstructive surgery aims to change what is abnormal or deformed to normal. So, having breast implants for reconstructive surgery does qualify you for some insurance coverage.
This being said, mastectomy would be your example of qualified coverage. From October 1998, Federal Law has required all insurance companies to provide coverage not only for mastectomies but the accompanying breast reconstruction procedures as well.
Removal of Breast Implants may also qualify for coverage if the procedure aims to remove faulty implants. Nowadays, implants bear warranty coverage if found to be faulty. So, even if the insurance may not cover the procedure, the manufacturer will cover for the replacement.
How To Finance Breast Implants
Time is of the essence since insurance coverage normally diminishes as time passes. Breast implant warranty tends to hold a specific number of years in effectivity, that is, after the initial procedure. Likewise, so does insurance coverage function in the same way. Read plans carefully. Make clarifications with representatives. Ensure that you meet all that is required for you to qualify. For complications and back jobs, be diligent in processing your claim to avoid any plan lapses. Secure and submit required documentation. Observe all required medical testing.